Country Scalloped Potatoes

Stir soup, gravy and milk in bowl.

Layer half the potatoes, onion, ham and soup mixture in 13x9x2" shallow baking dish. Repeat layers. Cover.

Bake at 375 degrees F for 40 minutes. Uncover and bake 25 minutes. Top with cheese.

Bake 5 minutes more or until potatoes are tender and cheese melts.

Let stand 10 minutes.